15 Bitcoin Gambling Mistakes Every Australian Player Should Avoid in 2026

Introduction: Why These Bitcoin Gambling Mistakes Cost Real Money

Bitcoin gambling has become the preferred way for thousands of Australian players to enjoy online casinos. The advantages are clear: faster withdrawals than any bank transfer, privacy that traditional payment methods cannot match, bigger bonuses designed to attract crypto depositors, and the ability to play at world-class casinos without the bank blocks that have plagued Australian players for years. But the same features that make crypto gambling appealing also create unique pitfalls that can cost you real money if you are not careful.

After testing more than 15 crypto casinos with real deposits and withdrawals, interviewing experienced players, and analysing hundreds of player complaints on forums like AskGamblers and Bitcointalk, we have identified the 15 most common bitcoin gambling mistakes that Australian players make. Some of these mistakes are specific to cryptocurrency — like sending coins from an exchange directly to a casino or gambling with volatile tokens during a market swing. Others are classic online gambling errors that become even more costly in the crypto context, where transactions are irreversible and there is no bank to call for a chargeback.

This guide walks through each mistake in detail, explains why it matters, and gives you practical crypto casino tips to avoid it. Whether you are a complete beginner making your first bitcoin deposit or an experienced player looking to sharpen your approach, these lessons will help you keep more of your bankroll and have a better experience at the table. For our tested and verified platforms where you can put these tips into practice, see our list of the best bitcoin casinos australia.

Mistake 1: Not Reading Bonus Terms and Conditions

This is the single most common mistake we see Australian players make, and it is responsible for more forfeited winnings than any other error on this list. Crypto casinos compete aggressively for players with headline-grabbing welcome bonuses — 500% match, 777% package, thousands of dollars in free money. The numbers look incredible, and it is tempting to claim the biggest bonus available without looking at the fine print. That is exactly how players get burned.

Every casino bonus comes with a detailed set of terms and conditions that govern how the bonus works, what you can and cannot do with it, and under what circumstances you can actually withdraw any winnings derived from it. These terms typically cover wagering requirements, maximum bet limits while wagering, game contribution percentages, time limits, maximum withdrawal caps, and excluded games or payment methods.

When you claim a bonus without reading these terms, you are essentially signing a contract you have not read. If you unknowingly violate any clause — say, by placing a single bet above the maximum limit while a bonus is active — the casino is within its rights to void your entire bonus balance and any winnings attached to it. This is not the casino being unfair; it is you not understanding the rules of the game.

How to Avoid This Mistake

• Read the full bonus terms before claiming any offer, paying special attention to wagering requirements, maximum bet limits, game restrictions, and expiry periods.
• If the terms are unclear, contact customer support before depositing and ask them to clarify in writing.
• Choose casinos known for transparent terms. SkyCrown and Casinonic both publish clear, easy-to-find bonus terms with no hidden clauses.
• Consider playing without a bonus if the terms seem too restrictive. You will have more freedom with your funds and no risk of accidental violations.

Mistake 2: Ignoring Wagering Requirements

Even players who do read the bonus terms often underestimate the impact of wagering requirements on their realistic chances of withdrawing bonus winnings. Wagering requirements specify how many times you must bet the bonus amount (or the bonus plus deposit) before any winnings become withdrawable. This is the single most important number in any bonus offer, and failing to understand it properly leads to frustration and disappointment.

Here is a concrete example. You deposit A$200 and receive a 100% match bonus of A$200. The wagering requirement is 35x on the bonus amount. That means you need to place A$200 x 35 = A$7,000 in total bets before you can withdraw anything from the bonus. At an average return-to-player rate of 96%, you would statistically expect to have about A$280 remaining after wagering A$7,000 through pokies. That is still a positive outcome, but it is a far cry from the A$400 starting balance you saw in your account.

Now consider a casino with 60x wagering on the bonus plus deposit combined. The same A$200 deposit with a A$200 bonus means A$400 x 60 = A$24,000 in required wagering. At 96% RTP, your expected remaining balance after that much wagering is close to zero. The bonus was never realistically withdrawable in the first place.

How to Avoid This Mistake

• Always calculate the actual dollar amount you need to wager before claiming a bonus. Multiply the bonus (or bonus + deposit) by the wagering multiplier.
• Look for wagering requirements of 40x or lower applied to the bonus only. Anything above 45x is generally unfavourable.
• Check whether different game types contribute differently to wagering. Pokies typically contribute 100%, but table games and live dealer may contribute only 10-20% or nothing at all.
• Note the time limit. If you have 7 days to complete 35x wagering on a A$500 bonus, that is A$17,500 in bets across one week — roughly A$2,500 per day. Make sure that pace is realistic for your playing style.

Mistake 3: Sending Crypto Directly from an Exchange to a Casino

This is one of the most crypto-specific mistakes on this list, and it catches a surprising number of Australian players. The natural instinct when you buy Bitcoin on CoinSpot, Swyftx, or another Australian exchange is to send it directly to the casino's deposit address. It is the fastest route, after all. But there are several compelling reasons why this shortcut can backfire badly.

First, Australian crypto exchanges monitor outgoing transactions. If the exchange identifies the receiving address as belonging to a gambling platform, they may flag your account for review, temporarily freeze your ability to withdraw or trade, or in extreme cases, close your account entirely. Exchanges have compliance obligations and may view gambling-related transactions as a risk factor. Losing access to your exchange account over a casino deposit is a headache nobody needs.

Second, if something goes wrong with the deposit — you send to the wrong address, the casino does not credit your account, or there is a network issue — your exchange's support team may not assist you in recovering funds that were sent to a gambling site. They may view the transaction as outside their scope of responsibility.

Third, using an intermediary wallet adds a layer of privacy. When you send from your own personal wallet, the casino sees your wallet address, not your exchange account. This keeps your gambling activity separate from your financial identity on the exchange.

How to Avoid This Mistake

• Set up a free personal crypto wallet (Trust Wallet and MetaMask are popular choices for Australian players).
• Transfer your gambling funds from the exchange to your personal wallet first.
• From your personal wallet, send to the casino's deposit address.
• Always double-check the wallet address and network before confirming any transfer. Crypto transactions are irreversible.

Mistake 4: Choosing Unlicensed Casinos

The allure of unlicensed crypto casinos is understandable. They often promise the biggest bonuses, the loosest terms, no KYC verification whatsoever, and the fastest payouts. Some of them even deliver on those promises — for a while. But playing at an unlicensed casino is the highest-risk decision you can make in online gambling, and the consequences when things go wrong are severe and usually permanent.

An unlicensed casino operates with zero regulatory oversight. There is no licensing authority to complain to if the casino refuses to pay your winnings. There is no requirement for the casino to use fair random number generators, so the games may literally be rigged against you beyond the stated house edge. There is no mandate for player fund segregation, meaning the casino can commingle your deposits with their operating funds. And there is nothing stopping the operators from shutting down the site overnight and disappearing with every dollar in player accounts.

We have seen this play out repeatedly. A flashy new crypto casino launches with incredible promotions, gains a following on social media and Telegram, pays out small withdrawals for a few weeks to build trust, and then either starts rejecting larger withdrawals with fabricated excuses or vanishes entirely. The players who deposited significant amounts have no recourse whatsoever.

How to Avoid This Mistake

• Always verify the casino's licence before depositing. Check the footer for a licence number and jurisdiction, then verify it on the regulator's official website.
• Stick to casinos with established track records. All of our recommended platforms, including SkyCrown, Ricky Casino, and Wino, hold valid Curacao gaming licences that we have independently verified.
• Be especially cautious with casinos promoted heavily on Telegram groups and social media by anonymous accounts. These are common channels for unlicensed operators to recruit players.

Mistake 5: Not Using Two-Factor Authentication (2FA)

Two-factor authentication is the most effective single security measure available to online gamblers, and yet a staggering number of players never enable it. 2FA adds a second verification layer beyond your password — typically a six-digit code from an authenticator app on your phone — that must be provided every time you log in or perform a sensitive action like withdrawing funds.

Without 2FA, if someone obtains your casino account password (through phishing, a data breach at another service where you used the same password, or malware), they can log into your account and withdraw your entire balance to their own wallet. Because crypto transactions are irreversible, the money is gone permanently. With 2FA enabled, a stolen password alone is not enough. The attacker would also need physical access to your phone or authenticator app, which is a dramatically higher barrier.

This applies not just to your casino account but to every account in your crypto gambling chain: your email, your crypto exchange, and your wallet app. Your email is particularly critical because it is the password reset mechanism for most other accounts. If an attacker compromises your email, they can reset passwords on your casino and exchange accounts and drain everything.

How to Avoid This Mistake

• Enable 2FA on every account: casino, exchange, email, and wallet. Use an authenticator app (Google Authenticator, Authy, or Microsoft Authenticator) rather than SMS, which is vulnerable to SIM-swap attacks.
• Store your 2FA backup codes offline in a secure location. If you lose your phone, these codes are your only recovery option.
• Use unique, strong passwords for every account. A password manager like Bitwarden or 1Password makes this manageable.
• Never use the same password for your casino account as you do for any other service.

Mistake 6: Gambling with Volatile Cryptocurrency

Bitcoin's price can move 5-10% in a single day. Smaller altcoins can swing 20-50% or more. When you gamble with a volatile cryptocurrency, you are effectively making two bets at once: your casino wager and a bet on the crypto's price direction. This double exposure can either amplify your wins or compound your losses in ways that most players do not fully appreciate until it happens to them.

Consider this scenario: you deposit 0.01 BTC when Bitcoin is trading at A$100,000, giving you roughly A$1,000 in playing value. You have a great session and double your balance to 0.02 BTC. But by the time you withdraw and convert back to AUD, Bitcoin has dropped 15% to A$85,000. Your 0.02 BTC is now worth A$1,700 instead of A$2,000. You won at the casino but lost some of that profit to price volatility. In the reverse scenario, where BTC drops while you are playing, you could end up losing money even on a winning session.

This risk is even more extreme with smaller cryptocurrencies. Some crypto casinos accept meme coins, low-cap altcoins, and other highly volatile tokens. Gambling with these assets adds an unacceptable layer of unpredictability to an activity that already involves inherent risk.

How to Avoid This Mistake

• Use stablecoins (USDT, USDC) for gambling to eliminate price volatility risk entirely.
• If you prefer to gamble with BTC, be aware that your effective bankroll changes with the market. Only deposit what you can afford to lose at current market value.
• Never gamble with low-cap altcoins or meme coins. The volatility is too extreme for responsible bankroll management.
• Withdraw winnings promptly and convert to stablecoins or AUD if you want to lock in your profits.

Mistake 7: Chasing Losses

Chasing losses is arguably the most destructive behaviour in all of gambling, and cryptocurrency makes it dangerously easy. When you lose money at a crypto casino, the temptation to deposit more and "win it back" is powerful. And unlike traditional casinos where bank transfers take hours or days, crypto deposits are confirmed in minutes. You can go from deciding to chase a loss to having fresh funds in your casino account before the emotional impulse has even subsided.

This speed of access is one of the genuine downsides of crypto gambling. In the traditional model, the delay involved in depositing serves as an accidental cooling-off period that gives players time to reconsider. With crypto, that natural brake does not exist. A player having a bad night can burn through multiple deposits in rapid succession, losing far more than they ever intended.

The mathematics of chasing losses are unforgiving. Casino games have a house edge, which means that over time, the more you play, the more the mathematical advantage works against you. Doubling down after a loss does not change the odds of the next bet. Every spin, every hand, every round has the same house edge regardless of what happened before. The idea that you are "due" for a win after a losing streak is a cognitive bias called the gambler's fallacy, and it has bankrupted countless players throughout history.

How to Avoid This Mistake

• Set a firm loss limit before every session and stop playing the moment you reach it. No exceptions, no rationalisations.
• Keep only your session budget in your gambling wallet. Do not keep extra crypto readily accessible that you could deposit in a moment of frustration.
• Use the responsible gambling tools that reputable casinos offer. Ricky Casino and SkyCrown both offer deposit limits, loss limits, and self-exclusion options.
• If you find yourself chasing losses regularly, this is a warning sign of problem gambling. Seek support by calling 1800 858 858 or visiting Gambling Help Online.

Mistake 8: Ignoring Responsible Gambling Tools

Reputable crypto casinos offer a range of responsible gambling tools designed to help players stay in control. These typically include deposit limits (daily, weekly, monthly), loss limits, wagering limits, session time limits, cooling-off periods, and self-exclusion options. Yet the vast majority of players never activate any of these tools, treating them as something meant for "other people" with gambling problems.

This is a mistake because responsible gambling tools are most effective when set up proactively, before you need them. Setting a deposit limit when you are calm and clear-headed creates a safety net that protects you during moments of impaired judgement. If you wait until you are already in trouble to start looking for these features, the damage is already done.

Think of it this way: you wear a seatbelt every time you drive, not because you expect to crash, but because it protects you if something unexpected happens. Responsible gambling tools serve the same purpose. They are a sensible precaution that costs you nothing and could save you from significant financial harm.

How to Avoid This Mistake

• Set a deposit limit the moment you create your account at any new casino. Choose a weekly or monthly cap that aligns with your entertainment budget.
• Activate session time reminders so you receive a notification after a set period of play (60 or 90 minutes is a good starting point).
• Review your gambling activity regularly. Most casinos provide a transaction history that shows your deposits, withdrawals, and net position over time.
• Visit our responsible gambling page for more resources and support options available to Australian players.

Mistake 9: Not Keeping Transaction Records

Cryptocurrency transactions are recorded on the blockchain, but that does not mean you have an easy-to-read record of your gambling activity. The blockchain shows that 0.015 BTC moved from address X to address Y at a specific time, but it does not tell you which casino that address belonged to, what the AUD equivalent was at the time, or whether the transaction was a deposit or a withdrawal. Without your own records, piecing together your gambling history becomes extremely difficult.

There are three important reasons to keep detailed records of your crypto gambling transactions. First, for bankroll management: tracking your deposits and withdrawals across all casinos gives you an accurate picture of your overall position. Many players are shocked when they add up their actual losses across multiple platforms. Second, for tax purposes: the Australian Taxation Office treats cryptocurrency disposals as potentially taxable events, and you need accurate records of acquisition costs and disposal values to calculate any capital gains obligations. Third, for dispute resolution: if you ever need to contest a transaction with a casino, having your own records of deposit amounts, times, and transaction hashes provides evidence that is independent of the casino's records.

How to Avoid This Mistake

• Keep a simple spreadsheet tracking every deposit, withdrawal, bonus claimed, and crypto purchase. A Google Sheet works perfectly and is accessible from any device.
• Record the AUD value at the time of each crypto transaction. Crypto tax calculators like Koinly and CoinTracker can help automate this.
• Save the blockchain transaction hash (TXID) for every deposit and withdrawal. This is your indisputable proof of each transaction.
• Review your records monthly to maintain an accurate picture of your gambling position and catch any emerging patterns of concern.

Mistake 10: Falling for Bonus Scams

The crypto gambling space is rife with scam promotions, particularly on social media, Telegram groups, and YouTube. These scams take various forms, but they all exploit the desire for free money and the trust that new players place in convincing-looking promotions. The most common bonus scams targeting Australian crypto gamblers include fake no-deposit bonuses that require a "small verification deposit" before you can claim them, phishing sites disguised as legitimate casinos offering exclusive bonuses, Telegram groups promoting "guaranteed profit" systems tied to specific casino bonus codes, and influencer promotions for unlicensed or newly launched casinos that may be exit scams.

The common thread in all of these scams is that they sound too good to be true. A legitimate casino does not need to offer a 5,000% bonus or guarantee profits to attract players. Real bonuses from real casinos are generous but realistic — a 100% to 500% match with reasonable wagering requirements is the norm for legitimate crypto casino promotions in 2026.

Another common variation is the "bonus abuse" scam, where a seemingly generous bonus is actually designed to be impossible to clear. The headline might say "1,000% bonus," but the wagering requirement is 100x on the bonus plus deposit, the maximum bet while wagering is A$2, the time limit is 3 days, and the maximum withdrawal from the bonus is capped at A$100. The casino knows statistically that virtually no player will ever successfully withdraw from this bonus — it exists purely to attract deposits.

How to Avoid This Mistake

• Only claim bonuses from casinos you have independently verified as licensed and reputable.
• Never click bonus links from unsolicited emails, social media DMs, or Telegram groups.
• Be suspicious of any bonus that sounds dramatically better than offers at established casinos.
• Use our casino bonuses page for vetted offers from casinos we have personally tested.
• Remember: if a casino needs to offer a 5,000% bonus to attract players, it is probably because no reputable review site will recommend them.

Mistake 11: Not Comparing Casino Options

Many players sign up at the first crypto casino they hear about and never look at alternatives. This means they may be playing with worse bonuses, higher wagering requirements, slower withdrawal times, a smaller game selection, and weaker customer support than they could get elsewhere. The crypto casino market for Australian players is competitive, and there are meaningful differences between platforms that directly affect your experience and your bankroll.

For example, wagering requirements across our top-rated casinos range from 25x to 40x — a significant difference in terms of your realistic chance of withdrawing bonus winnings. Withdrawal processing times range from near-instant to 24 hours. Game libraries range from 3,000 to over 10,000 titles. Some casinos offer live dealer games from multiple providers, while others have a limited selection. These differences matter, and spending 20 minutes comparing options before depositing can save you hundreds of dollars over time.

How to Avoid This Mistake

• Compare at least three casinos before committing your first deposit. Look at bonuses, wagering requirements, game selection, withdrawal speeds, and customer support quality.
• Read independent reviews from sites that test casinos with real deposits, not just marketing copy.
• Consider opening accounts at multiple casinos to take advantage of different welcome bonuses and find the platform that best suits your preferences.
• Visit our homepage for a detailed comparison of the best bitcoin casinos australia available to Aussie players in 2026.

Mistake 12: Skipping Wallet Security Basics

Beyond 2FA (covered in Mistake 5), there are several wallet security fundamentals that many crypto gamblers overlook. These are not advanced measures — they are basic hygiene practices that take minutes to implement and can prevent catastrophic losses.

The most critical is recovery phrase management. Your wallet's recovery phrase (also called a seed phrase) is a sequence of 12 or 24 words that can restore your wallet on any device. Anyone who has these words can take every coin in your wallet. Yet we regularly see reports of players storing their recovery phrase in a text file on their computer, a note in their phone, an email draft, or a cloud storage service. All of these digital storage methods are vulnerable to hacking, malware, and device theft.

Another common oversight is using the same wallet for gambling and for long-term crypto storage. If a casino platform is compromised (or if you accidentally connect your wallet to a malicious decentralised casino), your entire crypto portfolio could be at risk. The solution is simple: maintain a dedicated gambling wallet with only the funds you plan to wager, separate from your main holdings.

Finally, many players neglect to verify wallet addresses before sending. Clipboard-hijacking malware can silently replace the wallet address you copy with the attacker's address. If you paste without checking, your funds go directly to the thief. Always manually verify at least the first six and last six characters of any address before confirming a transaction.

How to Avoid This Mistake

• Write your recovery phrase on paper (or engrave on metal for large holdings) and store it in a physically secure location. Never store it digitally.
• Use a separate wallet exclusively for gambling. Keep your main crypto holdings in a different wallet or hardware device.
• Verify wallet addresses character by character before confirming any transaction.
• Consider a hardware wallet (Ledger or Trezor) for any significant long-term crypto holdings.
• For a complete security walkthrough, read our crypto casino security guide.

Mistake 13: Playing Games with Bad RTP

Return to Player (RTP) is the percentage of wagered money that a game returns to players over time. A pokie with 96% RTP will, on average, return A$96 for every A$100 wagered. The remaining A$4 is the house edge. RTP varies dramatically between games, and playing low-RTP games means your bankroll erodes significantly faster.

Many players never check the RTP of the games they play. They choose pokies based on themes, graphics, or bonus features without realising that the flashy new game with the cinematic cutscenes might have an RTP of 92%, while a simpler game from the same provider offers 97%. Over A$1,000 in wagering, that 5% difference costs you A$50 in expected value. Over A$10,000 in wagering (easily reachable when clearing a bonus), that difference is A$500.

This mistake is particularly costly when you are trying to clear wagering requirements. If you are playing a game with 94% RTP instead of 97% RTP while working through 35x wagering on a A$200 bonus, the mathematical difference in your expected remaining balance is substantial. Higher RTP games give you a meaningfully better chance of having money left to withdraw when the wagering requirement is met.

How to Avoid This Mistake

• Always check a game's RTP before playing. It is usually available in the game's info/help section or paytable.
• Aim for pokies with 96% RTP or higher. Avoid anything below 95% unless you are playing purely for entertainment value.
• When clearing bonus wagering, prioritise high-RTP games to maximise your chances of having a withdrawable balance.
• Be aware that some games have variable RTP with "bonus buy" features or different bet levels. Always check which RTP applies to your chosen settings.

Mistake 14: Not Verifying Provably Fair Games

Provably fair technology is one of the most significant advantages of crypto casinos over traditional online gambling. It allows you to mathematically verify that every game outcome was genuinely random and not manipulated. Yet the vast majority of players at crypto casinos never once use the provably fair verification feature, completely negating one of the key security benefits of playing at a crypto casino in the first place.

The verification process is straightforward. After each round of a provably fair game (typically original games like crash, dice, mines, plinko, or limbo), the casino reveals the server seed that was used to determine the outcome. You received a hash of this seed before the round began. By hashing the revealed server seed yourself and comparing it to the hash you were shown, you can confirm that the casino did not change the outcome after seeing your bet. The casino's built-in verification tool usually handles this calculation automatically — you just need to click a button.

By not verifying, you are trusting the casino on faith rather than using the mathematical proof that is available to you. This is like having a receipt for every transaction and never checking any of them. While our recommended casinos are trustworthy, the entire point of provably fair is that you do not need to trust — you can verify. Making verification a habit strengthens the overall crypto gambling ecosystem by demonstrating that players are paying attention.

How to Avoid This Mistake

• Familiarise yourself with the provably fair verification tool at your casino. Most have a dedicated "Provably Fair" page explaining how it works.
• Verify at least your first few game results at any new casino to confirm the system is working correctly.
• If you ever get a suspicious result, verify it immediately. If the hash does not match, stop playing and report the casino.
• For a complete explanation of how provably fair works, visit our provably fair guide.

Mistake 15: Neglecting Tax Implications

This is the mistake that many Australian crypto gamblers do not even realise they are making until tax time arrives. The intersection of cryptocurrency and gambling creates a complex tax situation that most players are unprepared for, and the consequences of getting it wrong can be significant.

In Australia, recreational gambling winnings are generally not considered taxable income. The ATO does not tax you on a pokie jackpot or a winning blackjack hand. However, cryptocurrency transactions can trigger capital gains tax (CGT) events. When you dispose of cryptocurrency — by selling it, trading it for another crypto, or using it to purchase goods or services — you may owe CGT on any increase in value since you acquired it.

Here is where it gets complicated for crypto gamblers. When you deposit Bitcoin at a casino, you are arguably disposing of that Bitcoin (exchanging it for casino credits). If the Bitcoin appreciated in value between when you bought it and when you deposited it at the casino, that appreciation could be a taxable capital gain. Similarly, when the casino pays you a Bitcoin withdrawal, you are acquiring new Bitcoin at its current market value. If you later sell that Bitcoin at a higher price, the gain from the withdrawal price to the sale price is a separate taxable event.

The practical reality is that many recreational crypto gamblers do not report these transactions, either because they are unaware of the obligation or because they consider their activity too small to matter. However, the ATO has invested heavily in data-matching technology for cryptocurrency transactions and has access to exchange data from Australian platforms. Getting caught failing to report can result in penalties and interest on top of the tax owed.

How to Avoid This Mistake

• Keep detailed records of every crypto purchase, gambling deposit, gambling withdrawal, and crypto sale, including the AUD value at the time of each transaction.
• Use a crypto tax calculator like Koinly, CoinTracker, or CryptoTaxCalculator to help track your obligations.
• Consider using stablecoins (USDT/USDC) for gambling, which minimises CGT complexity because stablecoins do not appreciate in value.
• Consult a tax professional before the end of financial year if you have had significant crypto gambling activity.

How to Avoid These Mistakes: Your Complete Checklist

Here is every key action from this guide condensed into a single reference checklist. Bookmark this page and review it before depositing at any new casino or starting a new gambling session. Following these crypto casino tips consistently will protect your bankroll, your security, and your peace of mind.

The good news is that avoiding these mistakes is not difficult once you are aware of them. Most of the precautions on this list take less than 10 minutes to implement and become second nature after a few sessions. By taking a disciplined, informed approach to bitcoin gambling, you can enjoy all the advantages of crypto casinos — fast payouts, great bonuses, privacy, and provably fair games — while minimising the risks that trip up less careful players.

If you are ready to start playing at a reputable, licensed crypto casino that we have personally tested with real deposits and verified withdrawals, visit our list of the best bitcoin casinos australia for our current top picks.